As open enrollment for health insurance under the Affordable Care Act rolls out, the country’s top nurse administrator is calling on nurses to help their uninsured patients get coverage.
ACA Medicaid expansion plans
States can decide whether to expand Medicaid using federal funds to cover all adults making less than 138% of federal poverty. Beginning in 2017, federal funding of the expansion will incrementally decrease from 100% to 90% by 2020. States can opt in or out of Medicaid expansion in any year. Click on the headline above to see a snapshot of current state participation.
If you are currently on your employer's health plan, you don't have to do anything. Even after Jan. 1, employers can modify plans, premiums, deductibles or other provisions of their offered insurance, just as is current practice.
I'm Not Insured
Those who are currently uninsured and do not meet exemption requirements will either be covered through an expansion in state Medicaid programs, or will have to buy a plan through state Health Insurance Marketplaces.
I'm a College Student
Students can now stay on their parents' health care plans until age 26, even if they are married or dependent.
If you are 65 or older, the health care law closes Medicare's Part D "doughnut hole," which is a temporary limit on what the drug plan covers for drugs. In 2013, the gap, or doughnut hole, begins when a person's Part D initial coverage hits $2,970. The law closes the gap by 2020.
I Have a Low Income
You are exempt from the health insurance coverage requirement and penalties if you can't afford coverage because the minimum amount you must pay for the premiums is more than 8% of your household income.
Obama aide: Health care penalty is not a tax by David Jackson, USA TODAY
White House chief of staff Jack Lew repeatedly said today that the penalty for failure to buy health insurance is not a tax, no matter what people are saying about last week's Supreme Court decision.